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This individual serves as the primary contact at the campus level for loan applicants. Homeowners Association: An organization of homeowners residing within a particular development whose major purpose is to maintain and provide community facilities and services for the common enjoyment of the residents. Homeowners Insurance Policy: An insurance policy available to owners of private dwellings that covers the dwelling and contents in the case of fire, wind damage, theft, and, personal liability.
The typical policy does not include flood or earthquake coverage. HUD-1 Closing Statement: A financial disclosure giving an accounting of all funds received and disbursed at loan closing. Impound: That portion of the mortgagors monthly payments held by the lender to pay for property taxes or bfs cash loans insurance premiums as they become due. The University does not impound for either property taxes or hazard insurance premiums.